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        <description>Despite the first signs of a recovery, many buyers are still on the fence. This gives you the advantage if you are ready to buy your first home, or move up to a larger property.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;However the bank kept adding late fees and threats to eventually foreclose on the house unless satisfied. One day, they told me that they were crediting some quantities to my friend's account. But they did not. I called again and the operator said that they had credited the amounts but they h…</description>
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